|
LONG-TERM CARE
LITIGATION AND THE "INSURANCE CRISIS"
By
Carol Rolf, Esq. & Aric D. Martin,
Esq.
Ohio's long-term care industry is well aware of
the insurance and litigation crises being faced by
providers in Florida and Texas, and of the national
increase in frivolous lawsuits against nursing
homes. In light of these crises and recent news
articles focusing on the care provided in Ohio's
nursing homes, many of our clients have contacted
us to ask our opinion on how the long-term care
(LTC) industry can respond to this growing problem.
We believe that it is possible to prevent a similar
situation from occurring in Ohio, but to do so our
industry must act quickly and uniformly. Rather
than respond to inquiries on an individual basis,
we are setting forth our views in this position
paper.
The first step is to identify the source of the
problem. While government initiatives, press
exposés, and efforts by certain lobbying
groups have hurt the public perception of nursing
homes, we believe that the insurance and litigation
crisis is being largely driven by plaintiffs'
attorneys. These attorneys sue nursing homes under
the guise of forcing them to improve their quality
of care, but the result has been a decreased level
of resources available to care for our residents,
the flight of insurance coverage, and the
significant enrichment of plaintiffs' attorneys.
Recognizing the source of the problem, we believe
that by cooperation among all of Ohio's LTC
associations and nursing facilities, Ohio providers
can prevent the problems being faced in Florida and
Texas from growing in our state. These are steps
that our firm has recommended and that we believe
would be beneficial in scaling back the tide of
frivolous litigation against nursing
facilities:
(1) Statutory protection for nursing home
quality assurance and peer review information needs
to be enacted. In order to assure a candid and
conscientious review of quality issues, Ohio law
has provided hospitals with confidentiality and
immunity for their peer review and quality
assurance processes for over thirty years; nursing
homes should be provided with the same protection
for the same reasons.
(2) Ohio's LTC industry needs to act
cooperatively with the insurance industry to reach
coordinated approaches to risk management and the
handling of lawsuits. We believe that both
industries should take a "no settlement policy"
with regard to frivolous or nuisance lawsuits.
While we recognize that some lawsuits are valid, it
is the rash of nuisance lawsuits by plaintiffs'
attorneys seeking a quick and easy payout that has
led to the crisis.
(3) Plaintiffs' attorney groups are providing
seminars across the country on how to effectively
sue nursing homes. The LTC industry must provide
widespread education to all of the nursing homes in
Ohio regarding what steps can be taken at the
facility level to protect them from these lawsuits.
For example, homes need to be educated on the use
of arbitration clauses in their admission
agreements, proper medical record release
protocols, etc.
The interests of all nursing homes, all LTC
trade associations, and all insurance companies
doing business with LTC facilities are the same
with regard to the issue of frivolous lawsuits. We
offer the above strategies to help Ohio's nursing
homes ensure that their valuable resources are
spent in caring for their residents, and not in
fighting unnecessary legal battles. Ohio's LTC
industry is strong and has an existing
infrastructure. We urge you as providers to
consider our points, contact your colleagues and
legislators, and to support your trade associations
in developing a unified strategic plan to address
this serious issue.
© 2000 Roth, Rolf & Goffman Co., L.P.A.
May be copied with attribution.
| Practice Areas
| Attorney
Profiles | Publications
|
| Seminars | Screen
for Exclusion | Contact
Info |
| Directions |
Home |
Rolf & Goffman Co., L.P.A.
Phone 216-514-1100
E-mail info@rolfgoffman.com
|